Finance

Your New and Used Automotive Financing Experts

When new or used vehicle shoppers from McDonough, Atlanta, or Morrow, GA arrive at ALM Mazda South, they are always impressed by the number of new Mazda cars and SUVs that are ready to explore and test drive. They also love that there are often hundreds of pre-owned selections to compare and contrast at a single dealership, which never uses high-pressure sales tactics or other ploys to push for a snap decision on these significant purchases. We know, and we are confident that you will agree, that having the time to do your research and explore your options will help ensure a wise choice and confidence in the vehicle you select.

At ALM Mazda South, we offer all the time you need to make your choice of a new or pre-owned vehicle, in addition to access to professional guidance from our in-house finance experts. This team is dedicated to serving our customers with professional advice and information about the car buying process, how a lease differs from a purchase, and what you should expect from your vehicle loan. And they are eager to assist you in this process to help ensure that you enjoy nothing but the best car buying experience at ALM Mazda South.

Help Getting The Best Loan To Meet Your Needs

Many people assume that the bank they have a relationship with, or even their credit union, will honor that relationship and loyalty by offering the best loan possible. In today’s ever-changing world of economic fluctuation and growing competition for new customers, another lender could very well provide you with much better terms for your auto loan than the bank you consider your primary resource. If you would like to explore your options when shopping for a vehicle loan, please complete and submit the short online loan application to the ALM Mazda South finance team. They will work to secure the best loan rate and terms for you.

The team can reach out to you to evaluate the options before you arrive at the dealership. Or if it better meets your needs, you can sit down with our pros in the finance center to carefully review and evaluate each loan option. You are sure to have more confidence in getting the best loan option when you have a team of financial experts helping you seek your next auto loan.

Getting The Most From Your Trade-In

If you are thinking about using your current vehicle as a trade-in on your purchase, our trade-in value tool can help you gain a more accurate understanding of its potential value. All you need to do is answer a short list of questions about the vehicle to receive an estimate for the trade-in value that could be applied to your purchase. You will not be under any obligation to accept the offer. If you would like to include the trade-in in the deal, bring that vehicle when you are ready to make your purchase. Our staff will quickly inspect the vehicle and ensure it meets the information you provided, including the trade-in amount on your purchase. Keep in mind that your trade-in value will be applied to the purchase price of the vehicle you are buying, not only to reduce the amount you will finance and pay interest on, but also to reduce the amount of sales tax that you will pay on the new vehicle.

Preview Various Car Payments

If you are considering a few of the new or used vehicles at ALM Mazda South, please know that you can use our payment calculator to estimate your monthly car payment based on the various vehicle prices, as well as other variables like the term of the loan and interest rate. Enter the cost of any vehicle, the interest rate, and the term of the loan, and your down payment and trade-in amounts to see what you will pay for each selection per month. You can also use this tool to demonstrate the impact a shorter or longer loan term will have on your monthly car payment.